Are You Properly Insured?

To “close” the deal when you’re buying a home, your lender will require you to obtain homeowners insurance on the property–enough to cover the loss in case of severe damage.

Discuss your needs with your insurance agent before you buy. Consider these points:

  • Because you must purchase enough insurance to cover the loss of your home in a natural disaster, make sure you have your home’s value updated periodically.
  • If you have a home office with others working for you, ask about a rider to cover injuries to those employees.
  • Expensive jewelry, artwork, or antique furniture may require a special rider to cover their replacement cost. Have them appraised and photographed to document their value.

Protecting your real estate investment is an important responsibility of home ownership.

I suggest that you contact:

Eric Arnold - Liberty MutualEric Arnold
Liberty Mutual

8501 LaSalle Rd. Ste 305
Towson, MD 21286
Eric’s Website
410-821-0400

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