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	<title>Metro Baltimore Real Estate Blog &#187; Home Buyer</title>
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	<description>Information for Home buyers and sellers in the Greater Baltimore Maryland Metropolitan Area</description>
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		<title>Congress Approves Extension of the Homebuyer Tax Credit Closing Deadline</title>
		<link>http://metrobaltimorerealestate.com/2010/07/congress-approves-extension-of-the-homebuyer-tax-credit-closing-deadline/</link>
		<comments>http://metrobaltimorerealestate.com/2010/07/congress-approves-extension-of-the-homebuyer-tax-credit-closing-deadline/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 15:02:06 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[General Real Estate]]></category>
		<category><![CDATA[Home Buyer]]></category>

		<guid isPermaLink="false">http://metrobaltimorerealestate.com/?p=631</guid>
		<description><![CDATA[Congress approved late Wednesday an extension to the June 30 closing deadline for the home buyer tax credit, hours before it was set to expire. The move will give would-be buyers who signed a purchase agreement by April 30 more time to close on those deals and receive the credit that is worth up to [...]]]></description>
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		<title>Maryland Home Buyer Workshop</title>
		<link>http://metrobaltimorerealestate.com/2010/02/maryland-home-buyer-workshop/</link>
		<comments>http://metrobaltimorerealestate.com/2010/02/maryland-home-buyer-workshop/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 19:12:22 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[General Real Estate]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[maryland]]></category>
		<category><![CDATA[workshop]]></category>

		<guid isPermaLink="false">http://metrobaltimorerealestate.com/?p=585</guid>
		<description><![CDATA[When: Wednesday, March 3rd @ 6:30 PM Where: MetLife Home Loans 9475 Deereco Road, Suite 310 Lutherville Timonium, MD 21093 This FREE workshop is designed to educate potential homebuyers on the process and to produce successful homeowners. If you or know someone that wants to move into a home within the next one to six [...]]]></description>
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		<title>First-Time Homebuyer Tax Credit 2009 (Revised)</title>
		<link>http://metrobaltimorerealestate.com/2009/02/first-time-homebuyer-tax-credit-2009-revised/</link>
		<comments>http://metrobaltimorerealestate.com/2009/02/first-time-homebuyer-tax-credit-2009-revised/#comments</comments>
		<pubDate>Fri, 20 Feb 2009 14:51:59 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[General Real Estate]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[homebuyer]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://metrobaltimorerealestate.net/?p=376</guid>
		<description><![CDATA[Congress Enacts Bigger and Better Home Buyer Tax Credit A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Unlike the tax credit enacted in 2008, the new credit does not have to be repaid. [...]]]></description>
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		<title>A Productive and Comfortable Home Office</title>
		<link>http://metrobaltimorerealestate.com/2009/02/a-productive-and-comfortable-home-office/</link>
		<comments>http://metrobaltimorerealestate.com/2009/02/a-productive-and-comfortable-home-office/#comments</comments>
		<pubDate>Tue, 17 Feb 2009 12:44:42 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[General Real Estate]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[home office]]></category>
		<category><![CDATA[telecommuting]]></category>

		<guid isPermaLink="false">http://metrobaltimorerealestate.net/?p=293</guid>
		<description><![CDATA[With the technology available today, home offices are now a workable way to save commute time and expensive office space. I have heard so many questions about home offices that I thought I&#8217;d send you a recap of some information I read recently. Here are some tips that you will find helpful in setting up [...]]]></description>
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		<title>New or Resale</title>
		<link>http://metrobaltimorerealestate.com/2008/11/new-or-resale/</link>
		<comments>http://metrobaltimorerealestate.com/2008/11/new-or-resale/#comments</comments>
		<pubDate>Tue, 25 Nov 2008 12:39:52 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[General Real Estate]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[home]]></category>

		<guid isPermaLink="false">http://blog.phillcross.com/?p=133</guid>
		<description><![CDATA[One of the decisions most prospective homebuyers have to make is whether to buy a brand new house or a previously owned (&#8220;resale&#8221;) home. Here&#8217;s a comparison of some advantages to each choice: New house:   Modern floor plans that could include a &#8220;great room,&#8221; bigger closets, more baths, etc.   The opportunity to choose upgrades and [...]]]></description>
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		<title>Things to Consider</title>
		<link>http://metrobaltimorerealestate.com/2008/11/things-to-consider/</link>
		<comments>http://metrobaltimorerealestate.com/2008/11/things-to-consider/#comments</comments>
		<pubDate>Mon, 24 Nov 2008 13:41:42 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[General Real Estate]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[home]]></category>

		<guid isPermaLink="false">http://blog.phillcross.com/?p=127</guid>
		<description><![CDATA[When we begin looking for a home, we often get wrapped up in the important details like style, the number of bedrooms and bathrooms, and square footage. But we don&#8217;t always consider the quality of life issues that may impact our ability to enjoy the home. Here are some other things you should keep in [...]]]></description>
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		<title>Moving Day</title>
		<link>http://metrobaltimorerealestate.com/2008/11/moving-day/</link>
		<comments>http://metrobaltimorerealestate.com/2008/11/moving-day/#comments</comments>
		<pubDate>Wed, 12 Nov 2008 11:25:09 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[General Real Estate]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[moving]]></category>
		<category><![CDATA[packing]]></category>
		<category><![CDATA[seller]]></category>

		<guid isPermaLink="false">http://blog.phillcross.com/?p=100</guid>
		<description><![CDATA[Most buyers and sellers consider moving day a real hassle. Here are some things you can do to make it more manageable: * Cut back on your possessions as you pack. Make separate areas for items to be discarded, sold, or donated to charity. * Label all boxes and color-code them by room, whether you [...]]]></description>
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		<title>Needed at Settlement</title>
		<link>http://metrobaltimorerealestate.com/2008/11/needed-at-settlement/</link>
		<comments>http://metrobaltimorerealestate.com/2008/11/needed-at-settlement/#comments</comments>
		<pubDate>Mon, 10 Nov 2008 12:34:37 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[General Real Estate]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[settlement]]></category>

		<guid isPermaLink="false">http://blog.phillcross.com/?p=124</guid>
		<description><![CDATA[Once the contract has been negotiated and the closing papers are about to be signed, you will need additional items for the transaction to close. When you go in to sign the papers, you will need: * Photo ID, either a driver&#8217;s license or passport. * A cashier&#8217;s check for the down payment and closing [...]]]></description>
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		<title>Pre-Approval: The First Step</title>
		<link>http://metrobaltimorerealestate.com/2008/11/pre-approval-the-first-step/</link>
		<comments>http://metrobaltimorerealestate.com/2008/11/pre-approval-the-first-step/#comments</comments>
		<pubDate>Fri, 07 Nov 2008 14:15:26 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[General Real Estate]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[homebuyer]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[pre-approval]]></category>

		<guid isPermaLink="false">http://blog.phillcross.com/?p=116</guid>
		<description><![CDATA[One of the most important steps in the home-buying process is being pre-approved for a home loan. Many buyers apply for a loan and receive approval from a lender BEFORE searching for a home. This is called “pre-approval.” Why is pre-approval important at the beginning of the home-buying process? * Pre-approval can cut days or [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Buy or Sell First?</title>
		<link>http://metrobaltimorerealestate.com/2008/10/buy-or-sell-first/</link>
		<comments>http://metrobaltimorerealestate.com/2008/10/buy-or-sell-first/#comments</comments>
		<pubDate>Wed, 08 Oct 2008 19:12:28 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[General Real Estate]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[homebuyer]]></category>
		<category><![CDATA[seller]]></category>

		<guid isPermaLink="false">http://blog.phillcross.com/?p=129</guid>
		<description><![CDATA[The classic dilemma for many homeowners is whether to buy or sell first. There is no &#8220;right&#8221; answer. It depends on your specific circumstances. Most homeowners agree that it&#8217;s more prudent and less stressful if you sell your existing home before you buy a new one. You can often get top dollar for your home [...]]]></description>
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