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	<title>Metro Baltimore Real Estate Blog &#187; homebuyer</title>
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	<link>http://metrobaltimorerealestate.com</link>
	<description>Information for Home buyers and sellers in the Greater Baltimore Maryland Metropolitan Area</description>
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		<title>First-time home buyers</title>
		<link>http://metrobaltimorerealestate.com/2009/03/first-time-home-buyers/</link>
		<comments>http://metrobaltimorerealestate.com/2009/03/first-time-home-buyers/#comments</comments>
		<pubDate>Fri, 27 Mar 2009 19:54:47 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[General Real Estate]]></category>
		<category><![CDATA[First-time]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[homebuyer]]></category>

		<guid isPermaLink="false">http://metrobaltimorerealestate.net/2009/03/1st-time-home-buyers/</guid>
		<description><![CDATA[Don&#8217;t let this “perfect storm” of opportunity pass you by!
There is an unbelieveable selection of homes on the market at the most affordable prices in years; interest rates are incredibly low; AND the federal government is willing to pay you up to $8,000 if you close by December 1st.
What are you waiting for???
Contact me today [...]]]></description>
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		<title>First-Time Homebuyer Tax Credit 2009 (Revised)</title>
		<link>http://metrobaltimorerealestate.com/2009/02/first-time-homebuyer-tax-credit-2009-revised/</link>
		<comments>http://metrobaltimorerealestate.com/2009/02/first-time-homebuyer-tax-credit-2009-revised/#comments</comments>
		<pubDate>Fri, 20 Feb 2009 14:51:59 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[General Real Estate]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[homebuyer]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://metrobaltimorerealestate.net/?p=376</guid>
		<description><![CDATA[Congress Enacts Bigger and Better Home Buyer Tax Credit
A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Unlike the tax credit enacted in 2008, the new credit does not have to be repaid.  [...]]]></description>
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		<title>Pre-Approval: The First Step</title>
		<link>http://metrobaltimorerealestate.com/2008/11/pre-approval-the-first-step/</link>
		<comments>http://metrobaltimorerealestate.com/2008/11/pre-approval-the-first-step/#comments</comments>
		<pubDate>Fri, 07 Nov 2008 14:15:26 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[General Real Estate]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[homebuyer]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[pre-approval]]></category>

		<guid isPermaLink="false">http://blog.phillcross.com/?p=116</guid>
		<description><![CDATA[One of the most important steps in the home-buying process is being pre-approved for a home loan. Many buyers apply for a loan and receive approval from a lender BEFORE searching for a home. This is called “pre-approval.”
Why is pre-approval important at the beginning of the home-buying process?
* Pre-approval can cut days or even weeks [...]]]></description>
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		<title>Buy or Sell First?</title>
		<link>http://metrobaltimorerealestate.com/2008/10/buy-or-sell-first/</link>
		<comments>http://metrobaltimorerealestate.com/2008/10/buy-or-sell-first/#comments</comments>
		<pubDate>Wed, 08 Oct 2008 19:12:28 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[General Real Estate]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[homebuyer]]></category>
		<category><![CDATA[seller]]></category>

		<guid isPermaLink="false">http://blog.phillcross.com/?p=129</guid>
		<description><![CDATA[The classic dilemma for many homeowners is whether to buy or sell first. There is no &#8220;right&#8221; answer. It depends on your specific circumstances.
Most homeowners agree that it&#8217;s more prudent and less stressful if you sell your existing home before you buy a new one. You can often get top dollar for your home if [...]]]></description>
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		<title>Housing Market Rejuvenation?</title>
		<link>http://metrobaltimorerealestate.com/2008/10/housing-market-rejuvenation/</link>
		<comments>http://metrobaltimorerealestate.com/2008/10/housing-market-rejuvenation/#comments</comments>
		<pubDate>Tue, 07 Oct 2008 14:49:14 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[General Real Estate]]></category>
		<category><![CDATA[buy]]></category>
		<category><![CDATA[homebuyer]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[seller]]></category>

		<guid isPermaLink="false">http://blog.phillcross.com/?p=174</guid>
		<description><![CDATA[THE EMERGENCY ECONOMIC STABILIZATION ACT
As you know or at least you have heard by now about the &#8220;Bailout or Rescue.&#8221;
Basic Synopsis: On October 3rd, President Bush signed emergency legislation to help stabilize financial markets and improve bank dealings with borrowers in foreclosure. The legislation includes provisions that reinsert monies back into credit markets to help [...]]]></description>
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		<title>Tech Savvy Agent</title>
		<link>http://metrobaltimorerealestate.com/2008/10/tech-savvy-agent/</link>
		<comments>http://metrobaltimorerealestate.com/2008/10/tech-savvy-agent/#comments</comments>
		<pubDate>Mon, 06 Oct 2008 07:06:38 +0000</pubDate>
		<dc:creator>Phill Cross</dc:creator>
				<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[agent]]></category>
		<category><![CDATA[homebuyer]]></category>
		<category><![CDATA[internet]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[seller]]></category>

		<guid isPermaLink="false">http://blog.phillcross.com/?p=91</guid>
		<description><![CDATA[When you choose a real estate agent, you’re selecting someone to represent you in one of the largest financial transactions you may ever undertake.
As the Internet continues to simplify the way people research buying and selling homes, there are many good reasons to choose an agent who can harness the power of technology to provide [...]]]></description>
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